The Resource The unbanking of America : how the new middle class survives, Lisa Servon
The unbanking of America : how the new middle class survives, Lisa Servon
Resource Information
The item The unbanking of America : how the new middle class survives, Lisa Servon represents a specific, individual, material embodiment of a distinct intellectual or artistic creation found in Vancouver Public Library, Britannia Branch (Open with Limited Services).This item is available to borrow from 2 library branches.
Resource Information
The item The unbanking of America : how the new middle class survives, Lisa Servon represents a specific, individual, material embodiment of a distinct intellectual or artistic creation found in Vancouver Public Library, Britannia Branch (Open with Limited Services).
This item is available to borrow from 2 library branches.
- Summary
-
- Discusses the problems with American banking and investigates such informal banking alternatives as check-cashing businesses, payday lenders, and lending clubs
- An urgent, absorbing exposé--why Americans are fleeing our broken banking system in growing numbers, and how alternatives are rushing in to do what banks once did. What do an undocumented immigrant in the South Bronx, a high-net-worth entrepreneur, and a twenty-something graduate student have in common? All three are victims of our dysfunctional mainstream banking and credit system. Today nearly half of all Americans live from paycheck to paycheck, and income volatility has doubled over the past thirty years. Banks, with their high monthly fees and overdraft charges, are gouging their low- and middle-income customers while serving only the wealthiest Americans. Lisa Servon delivers a stunning indictment of America's banks, together with eye-opening dispatches from inside a range of banking alternatives that have sprung up to fill the void. She works as a teller at RiteCheck, a check-cashing business in the South Bronx, and as a payday lender in Oakland. She looks closely at the workings of a tanda, an informal lending club. And she delivers engaging, hopeful portraits of the entrepreneurs reacting to the unbanking of America by designing systems to creatively serve many of us
- Language
- eng
- Extent
- xix, 250 pages
- Contents
-
- We're all underbanked
- Where everybody knows your name
- Bankonomics, or How banking changed and most of us lost out
- The new middle class
- The credit trap : "bad debt" and real life
- Payday loans : making the best of poor options
- Living in the minus : the millennial perspective
- Borrowing and saving under the radar
- Inside the innovators
- Rejecting the new normal
- Isbn
- 9780544602311
- Label
- The unbanking of America : how the new middle class survives
- Title
- The unbanking of America
- Title remainder
- how the new middle class survives
- Statement of responsibility
- Lisa Servon
- Language
- eng
- Summary
-
- Discusses the problems with American banking and investigates such informal banking alternatives as check-cashing businesses, payday lenders, and lending clubs
- An urgent, absorbing exposé--why Americans are fleeing our broken banking system in growing numbers, and how alternatives are rushing in to do what banks once did. What do an undocumented immigrant in the South Bronx, a high-net-worth entrepreneur, and a twenty-something graduate student have in common? All three are victims of our dysfunctional mainstream banking and credit system. Today nearly half of all Americans live from paycheck to paycheck, and income volatility has doubled over the past thirty years. Banks, with their high monthly fees and overdraft charges, are gouging their low- and middle-income customers while serving only the wealthiest Americans. Lisa Servon delivers a stunning indictment of America's banks, together with eye-opening dispatches from inside a range of banking alternatives that have sprung up to fill the void. She works as a teller at RiteCheck, a check-cashing business in the South Bronx, and as a payday lender in Oakland. She looks closely at the workings of a tanda, an informal lending club. And she delivers engaging, hopeful portraits of the entrepreneurs reacting to the unbanking of America by designing systems to creatively serve many of us
- Cataloging source
- YDXCP
- http://library.link/vocab/creatorName
- Servon, Lisa J
- Dewey number
- 332.10973
- Index
- index present
- LC call number
- HG2461
- LC item number
- .S47 2017
- Literary form
- non fiction
- Nature of contents
- bibliography
- http://library.link/vocab/subjectName
-
- Banks and banking
- Financial institutions
- Label
- The unbanking of America : how the new middle class survives, Lisa Servon
- Bibliography note
- Includes bibliographical references (pages 191-240) and index
- Carrier category
- volume
- Carrier MARC source
- rdacarrier
- Content category
- text
- Content type MARC source
- rdacontent
- Contents
- We're all underbanked -- Where everybody knows your name -- Bankonomics, or How banking changed and most of us lost out -- The new middle class -- The credit trap : "bad debt" and real life -- Payday loans : making the best of poor options -- Living in the minus : the millennial perspective -- Borrowing and saving under the radar -- Inside the innovators -- Rejecting the new normal
- Dimensions
- 24 cm
- Extent
- xix, 250 pages
- Isbn
- 9780544602311
- Media category
- unmediated
- Media MARC source
- rdamedia
- System control number
-
- ocn932050648
- (OCoLC)932050648
- Label
- The unbanking of America : how the new middle class survives, Lisa Servon
- Bibliography note
- Includes bibliographical references (pages 191-240) and index
- Carrier category
- volume
- Carrier MARC source
- rdacarrier
- Content category
- text
- Content type MARC source
- rdacontent
- Contents
- We're all underbanked -- Where everybody knows your name -- Bankonomics, or How banking changed and most of us lost out -- The new middle class -- The credit trap : "bad debt" and real life -- Payday loans : making the best of poor options -- Living in the minus : the millennial perspective -- Borrowing and saving under the radar -- Inside the innovators -- Rejecting the new normal
- Dimensions
- 24 cm
- Extent
- xix, 250 pages
- Isbn
- 9780544602311
- Media category
- unmediated
- Media MARC source
- rdamedia
- System control number
-
- ocn932050648
- (OCoLC)932050648
Library Locations
-
Vancouver Public Library, Central Library (Open with Limited Services - Children’s Library, Level 2 and Level 3)Borrow it350 West Georgia Street, Vancouver, BC, V6B 6B1, CA49.280188 -123.114755
-
Vancouver Public Library, South Hill Branch (Open with Limited Services)Borrow it6076 Fraser St., Vancouver, BC, V5W 2Z7, CA49.229497 -123.090401
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<div class="citation" vocab="http://schema.org/"><i class="fa fa-external-link-square fa-fw"></i> Data from <span resource="http://link.vpl.ca/portal/The-unbanking-of-America--how-the-new-middle/VLqaQDBJaMw/" typeof="Book http://bibfra.me/vocab/lite/Item"><span property="name http://bibfra.me/vocab/lite/label"><a href="http://link.vpl.ca/portal/The-unbanking-of-America--how-the-new-middle/VLqaQDBJaMw/">The unbanking of America : how the new middle class survives, Lisa Servon</a></span> - <span property="potentialAction" typeOf="OrganizeAction"><span property="agent" typeof="LibrarySystem http://library.link/vocab/LibrarySystem" resource="http://link.vpl.ca/"><span property="name http://bibfra.me/vocab/lite/label"><a property="url" href="http://link.vpl.ca/">Vancouver Public Library, Britannia Branch (Open with Limited Services)</a></span></span></span></span></div>
